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Fixed Deposit vs Debt Funds

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Fixed Deposit vs Debt Funds
Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 105,388 5,388 5.39
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 5,388 Short Term Not Applicable 1,616 3,771

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.42 8.77 7.83 6.84 7.01 6.97
ICICI Pru All Seasons Bond Gr 01-05-2009 1.29 7.94 8.01 7.71 6.52 8.1 8.37
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 7.63 7.94 7.44 5.53 6.88 6.55
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 7.57 8.03 7.47 6.82 6.36 7.62
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 7.57 8.03 7.46 6.82 6.35 7.37
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.5 7.74 7.12 5.64 6.61 6.65
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.36 7.13 6.41 4.7 - 5.92
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 7.26 7.68 7.19 5.64 7.38 7.88
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 6.73 7.94 7.78 6.03 - 6.87
UTI Dynamic Bond Reg Gr 23-06-2010 0.0 6.7 7.41 6.87 8.25 6.75 7.73
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 6.61 7.66 6.98 5.17 6.89 5.88
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 6.45 7.36 6.68 4.74 - 5.24
SBI Dynamic Bond Reg Gr 10-02-2004 1.42 6.38 7.49 7.58 5.62 7.48 6.09
PGIM India Dynamic Bond Gr 12-01-2012 1.64 5.95 7.36 6.74 5.1 6.89 7.34
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 5.9 7.05 6.95 5.12 6.4 7.51
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.76 7.65 6.99 5.67 7.65 7.93
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 5.51 6.77 6.31 - - 5.54
HDFC Dynamic Debt Gr 28-04-1997 1.52 5.39 7.05 6.68 6.03 6.24 8.02
Union Dynamic Bond Gr 13-02-2012 1.55 5.26 6.86 6.51 4.51 5.94 6.39
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 5.24 6.1 5.69 4.89 - 5.76
DSP Strategic Bond Reg Gr 16-05-2007 1.21 5.14 7.24 7.33 5.48 7.04 6.82
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 4.03 5.93 5.83 4.26 6.11 6.79
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 3.36 6.9 6.45 4.78 6.93 7.5