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Fixed Deposit vs Debt Funds

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Fixed Deposit vs Debt Funds
Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 105,015 5,015 5.01
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 5,015 Short Term Not Applicable 1,504 3,510

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.5 9.37 8.38 7.1 6.94 7.02
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 7.69 8.1 7.85 6.67 7.94 8.36
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.74 7.23 8.18 8.17 6.05 6.75 6.56
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.02 7.14 7.17 6.85 4.75 - 5.92
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.07 7.93 7.34 5.76 6.61 6.66
ABSL Dynamic Bond Gr Reg 27-09-2004 0.0 6.89 8.28 7.76 6.94 6.24 7.62
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 0.0 6.89 8.27 7.76 6.93 6.23 7.38
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 6.68 7.87 7.8 5.93 7.26 7.88
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 6.26 8.36 8.08 6.26 - 6.91
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.57 6.16 7.73 7.18 4.87 - 5.3
UTI Dynamic Bond Reg Gr 23-06-2010 0.0 6.13 7.54 7.03 8.44 6.6 7.72
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.78 6.0 7.87 7.19 5.28 6.75 5.88
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 5.73 8.36 7.66 5.97 7.61 7.98
PGIM India Dynamic Bond Gr 12-01-2012 1.64 5.55 7.71 6.98 5.3 6.78 7.36
SBI Dynamic Bond Reg Gr 10-02-2004 1.42 5.53 7.65 7.58 5.84 7.3 6.09
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 5.31 7.14 7.13 5.25 6.27 7.51
HDFC Dynamic Debt Gr 28-04-1997 1.52 5.01 7.3 7.02 6.17 6.11 8.03
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 4.75 6.32 5.94 5.21 - 5.8
Union Dynamic Bond Gr 13-02-2012 1.55 4.74 7.18 6.97 4.74 5.82 6.4
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.19 4.63 6.78 6.36 - - 5.49
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.3 7.67 7.64 5.62 6.92 6.83
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.75 3.43 6.26 6.16 4.4 5.96 6.78
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 2.69 7.35 6.97 4.91 6.79 7.51