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Fixed Deposit vs Debt Funds

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Fixed Deposit vs Debt Funds
Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Redeemed / Maturity Amount Total Interest / Profit Amount Annual Interest / Return (%)
Fixed Deposit 100000 106975.37 6975.369999999995 6.98
HDFC Dynamic Debt Fund - Growth Option 100000 104,740 4,740 4.74
Post Tax Return Pre-tax Interest / Profit Amount Capital Gains Tax Indexed Amount Income / Capital Gains Tax Post Tax Interest / Profit Amount
Fixed Deposit 6975.369999999995 Not Applicable Not Applicable 2092.61 4882.759999999995
HDFC Dynamic Debt Fund - Growth Option 4,740 Short Term Not Applicable 1,422 3,318

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds


Scheme
Name		 Launch Date Expense Ratio (%) 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Reg Gr 24-06-2013 0.52 8.45 8.76 8.16 6.79 6.98 6.96
Axis Dynamic Bond Reg Gr 01-04-2011 0.63 7.39 7.67 7.23 5.57 7.34 7.8
JM Dynamic Debt Reg Gr 25-06-2003 0.98 7.18 7.31 6.89 5.58 6.44 6.6
ABSL Dynamic Bond-Discipline Advtg Gr 30-03-2009 1.23 7.15 7.65 7.36 6.62 6.32 7.3
ABSL Dynamic Bond Gr Reg 27-09-2004 1.23 7.14 7.65 7.37 6.63 6.32 7.56
ICICI Pru All Seasons Bond Gr 01-05-2009 1.28 7.04 7.46 7.48 6.29 8.09 8.28
Mirae Asset Dynamic Bond Reg Gr 05-03-2017 1.01 6.96 6.94 6.58 4.78 - 5.88
Nippon India Dynamic Bond Gr Gr 05-11-2004 0.75 6.79 7.91 7.4 5.5 6.83 6.51
UTI Dynamic Bond Reg Gr 23-06-2010 1.56 6.37 7.17 6.83 8.35 6.66 7.65
Quantum Dynamic Bond Reg Gr 05-04-2017 1.02 6.3 7.32 7.22 5.96 - 6.72
Mahindra Manulife Dynamic Bond Fund Reg Gr 01-08-2018 1.6 6.14 6.91 6.5 4.61 - 5.12
Kotak Dynamic Bond Reg Gr 26-05-2008 1.33 6.07 7.17 7.03 5.39 7.48 7.86
HSBC Dynamic Bond Fund Reg Gr 01-01-2013 0.61 5.85 6.93 6.74 4.89 6.74 5.81
SBI Dynamic Bond Reg Gr 10-02-2004 1.37 5.84 6.89 6.83 5.49 7.35 6.03
PGIM India Dynamic Bond Gr 12-01-2012 1.65 5.15 6.74 6.46 4.92 6.85 7.2
HDFC Dynamic Debt Gr 28-04-1997 1.41 4.74 6.3 6.42 5.72 6.16 7.95
Baroda BNP Paribas Dynamic Bond Fund Gr 23-09-2004 1.7 4.5 6.09 6.24 4.78 6.22 7.4
Groww Dynamic Bond Reg Gr 30-11-2018 1.25 4.29 5.11 5.19 4.46 - 5.53
DSP Strategic Bond Reg Gr 16-05-2007 1.21 4.27 6.73 7.1 5.09 6.83 6.72
ITI Dynamic Bond Fund Reg Gr 14-07-2021 1.2 4.22 6.15 5.98 - - 5.27
Bandhan Dynamic Bond Reg Gr 01-12-2008 1.57 4.17 6.47 6.33 4.51 6.85 7.41
Union Dynamic Bond Gr 13-02-2012 1.57 3.88 5.76 5.93 4.14 5.77 6.22
Canara Robeco Dynamic Bond Reg Gr 29-05-2009 1.76 3.65 5.21 5.26 4.0 6.01 6.66